Who Is Liable for Injuries in a Rental Car Accident?

Rental Car Accident

Rental cars are predominantly known for offering the convenience and freedom to go wherever you want. Additionally, they allow you to explore varied destinations or fulfill daily needs. But what if you have an accident in a rental car? Or if a rental car driven by another person collides with you? The first question that strikes the mind is who will be accountable for the damages incurred. Let’s discuss this in this comprehensive blog, covering the key points of a rental car accident.

Determining Fault After a Rental Car Accident

Like other car accident cases, rental car collision follows the same procedure. If the driver is liable for causing a rental car accident, they can be held accountable for the damages. Additionally, you may be charged additional fees if you have rented the car and get involved in an accident. It’s worth noting that a rental car company can’t be accountable for the damages of a car accident unless you can demonstrate that the company’s negligence directly caused or played a part in the accident.

Without solid evidence that the company’s negligence contributed to the accident, it can be challenging to hold the company responsible. This is when engaging an experienced personal injury attorney in Sacramento is beneficial. They can guide you appropriately and help you make an informed decision.

However, besides factors like negligent driving, traffic violations, and road conditions, there are specific considerations unique to rental car accidents:

• Rental Agreement Terms

Carefully reviewing the rental agreement is vital. It may include critical information that can be fruitful if a person met with an accident. Most individuals don’t prefer to peruse the rental agreement. However, it outlines the renter’s responsibilities, like reporting procedures and liability constraints, that one must be aware of in case of an accident.

• Negligent Entrustment

If a rental company haphazardly rents a vehicle to an unfit driver, they may be liable for any subsequent accidents.

• Comparative Negligence

In rare situations, multiple parties may share culpability for an accident. States with comparative negligence laws assign damages depending on each party’s level of fault.

Types of Insurance Coverage for Rental Cars

— Role of Insurance In Rental Car Accidents

Regarding rental car accidents, insurance is indispensable in assigning fault and providing coverage for damages and injuries. Most rental car businesses have insurance options, encompassing:

• Collision Damage Waiver (CDW)

This coverage relieves you from financial obligation if the rental car is damaged or stolen.

• Liability Coverage

This insurance protects the driver if another person is injured in an event while driving.

• Supplemental Liability Insurance (SLI)

SLI extends liability coverage above the basic limitations included in the rental agreement.

• Personal Accident Insurance (PAI)

In the case of an accident, PAI will pay medical expenses for both the driver and the passengers.

What Steps to Take After a Rental Car Accident

Arguably, encountering an accident while driving a rental car can be an overwhelming experience. But knowing the accident’s aftermath is paramount to snapping out of the situation prudently and appropriately, regardless of fault or not-at-fault accidental rental car. Let’s learn the steps to be taken after the accident:

• Prioritize Safety

Ensuring everyone’s safety should be your top priority! If the collision is minimal and the vehicles are still drivable, move them to a safe spot and away from traffic. Turn on your hazard lights to inform other cars, and if required, use flares or warning triangles to notify forthcoming motorists.

• Check For Injuries

Inspect yourself, your passengers, and the occupants of the other vehicle (s) for injuries. If someone is wounded, call emergency services instantly and give them the location and details of the accident. Even if the injuries appear modest, get medical assistance ASAP.

• Call the Authorities

Irrespective of the accident’s seriousness, you must report it to the police. Contact your local law enforcement department and request an officer visit the site. A police report will capture the accident’s specs, which may be beneficial for making insurance claims or seeking legal advice later on.

• Inform your Personal Injury Lawyer

If you sustained injuries or if fault for the accident is disputed, you should seek legal assistance from a knowledgeable auto accident attorney in Sacramento specializing in rental car accidents. They can help you understand your rights, negotiate with insurance providers, and represent you in legal actions if necessary.

• Exchange Information

Exchange contact and insurance information with the other driver(s) involved in the accident. Ascertain that you collect the following details:

  • Names and contact information
  • Driver’s license numbers
  • Vehicle registration information
  • Insurance policy numbers

If there are any witnesses to the accident, get their contact information. Their viewpoints may be valuable in insurance claims or judicial processes.

• Document the Scene

Take photographs or videos of the accident site, including the cars involved, any visible damage, skid marks, and road conditions. These visual records serve as vital evidence to support your insurance claim or defend your case in court.

• Notify the Rental Car Company

Call the rental car provider as soon as possible to report the accident. The rental agreement has precise guidelines for reporting incidents. They will walk you through submitting an incident report and may offer help or arrange for a new car if necessary.

• Report the Accident to Your Insurance Company

Inform your insurance provider about the collision and provide all pertinent information, including the police report number and rental car documents. While your insurance policy may cover rental car accidents, you should be aware of the extent of your coverage and any deductibles or constraints that may apply.

Related Article: Follow Up Tasks After a Car Accident

Final Thoughts

Injuries incurred from a rental car accident can have far-reaching repercussions. You may have to face mounting medical bills, lost pay, and mental distress. Understanding culpability and finding adequate legal guidance are critical steps in obtaining the desired compensation.

You can confidently tackle the perplexing aftermath of a rental car accident by familiarizing yourself with insurance coverage, assessing liability, and consulting with expert attorneys. Remember, your rights are vital and you deserve justice amid hardship!

Don’t hesitate to count on reliable personal injury attorneys to help you navigate the legalities of the rental car accident case. They will provide the assistance and representation you need to proceed.